Nov 252011
The 2012 Medicare Cost changes are out and they have as you can probably guess gone up.

Lets start of with the 2012 Medicare cost for Part B changes first as this is what most people are interested in.  Also here is the link to the 2012 Medicare and Me pdf manual.

The 2012 Medicare Part B premium will be $99.90.  That is up $3.50 from the standard rate of $96.40 for 2011.  That means you will pay $42 more in 2012 Medicare cost for Part B.  For most this was expected and the damage is not too bad.  The 2012 Medicare Part B deductible actually went down by $22 from $162 to $140.  Most will not see this savings though as it will be picked up by their supplemental insurance.  See the chart below taken straight from the website for all the adjusted gross income increases.

2012 Medciare Part B picture

As for 2012 Medicare Part A the deductible has gone up by $24 per benefit period from $1132 to $1156.  There are other increases as well see the chart below taken strait from website for all your 2012 Medicare cost changes for Part A.

2012 Medciare Part A picture

The 2012 Medicare cost for Part D

2012 Medciare Part D pictureIf you are looking for Medicare supplemental insurance to help cover the gaps in Medicare please feel free to explore this website to learn more.  You can also get free quotes for the insurance companies in your area by clicking the Medicare supplement quote button.

A Medicare supplemental insurance policy can cover most or all of the 2012 Medicare cost.  A majority of people turning 65 can find insurance in the $100 to $150 price range that will cover all the deductibles and co-payments.  When turning 65 there is no underwriting and all Medicare supplement policies are guaranteed renewable.