Jun 132011
Get free Medicare supplement insurance quotes here without the hassle of many agents calling you!


Get free term life insurance quotes here without the hassle of many agents calling you!





Joel is an independent agent licensed to sell Medicare supplement insurance and term life insuranceHello! My name is Sergeant First Class (retired) Joel Moyer, an owner and independent agent. I served our country in the US Army for over twenty years, and I look forward to serving you.

Centaur Medicare Solutions is a Limited Liability Company specializing in Medicare Supplement Insurance and Term Life Insurance. We provide our customers with an independent agent dedicated to finding the best services for that customer.

Centaur Medicare Solutions prides itself on being an ethical agency obligated to recommend products that best meet your needs, goals and financial resources.  Our desire is to act as an adviser, letting you take your time to make decisions about purchases and answer any questions that you may have.  Selling the right product, to the right person, at the right time is our priority even if it means we receive a lower commission or no commission at all.

Nov 142012

Helping customers find the Medicare supplemental insurance that they want and best meets their needs is what makes Centaur Medicare Solutions successful.  Our agents do not push insurance we help customers find insurance.  Just yesterday one of our customers in Georgia happily closed on a Medigap Plan F with Blue Cross Blue Shield of Georgia.Blue Cross Blue Shiel of Georgia logo  The customer asked for the quotes.  After receiving the quotes, he emailed back asking for the lowest priced plan that participated in the Silver Sneakers fitness program.  The customer chose Blue Cross Blue shield of Georgia because of their quality reputation and the services they provide. Our agents are licensed with many insurance companies and in many states so we don’t have an agenda like captured agents that work for a single insurance company.  Plus you can feel safe using our website to request quotes.  Unlike many of the insurance websites, this is not a “leads farm” and we do not sell or give your information to multiple insurance agents. We do not want our customers to be harassed by an avalanche of insurance agents trying to contact them.  Request your quotes today.

Click here if you are looking specifically for Blue Cross Blue shield of Georgia insurance

Click here if you would like quotes for Medicare supplement insurance from the companies that sell in your area

May 262012

When people are doing their research and come to a website like this one, it is usually because they want to understand what they are getting into and how to spend their money wisely. Here is a short video that can help. How to Win with Medicare Supplemental Insurance. If you are a Baby Boomer learning about Medigap for the first time this video should prove helpful. It is less than three and half minutes long.


Click here to get your Medigap quotes from an independent insurance agent Medigap Quotes

Mar 202012

Medigap PlansMedigap is the official name given to health insurance plans commonly known as Medicare Supplement Insurance.  Medicare has many “gaps” left that can leave some pretty hefty out-of-pocket expenses.  Medigap is designed to supplement Medicare or in other words “fill in” Medicare gaps.   Medigap is provided by private insurance companies but regulated by both federal and state law.  Medigap supplemental insurance plans are not an alternative to traditional Medicare like Medicare Advantage Plans, but instead work with traditional Medicare.

Medigap plans come in basically ten flavors and are labeled with the letters A through N.  The letters E,H,I, and J are no longer used. Medigap plan A is typically the least expensive of the plans and provides the least amount of coverage while Medigap plan F provides the most coverage.  The most popular plan is Medigap plan F with Medigap plan G a close second.  Medigap plan F covers 100% of the copayments, coinsurance, deductibles, and even the excess charges that come with Medicare.  Medigap plan G is almost identical to plan F with the exception of not covering the yearly Medicare Part B deductible.  Often the yearly savings on the Medigap plan G premium is greater than the cost of the Medicare Part B deductible so it is an option definitely worth checking out.

When shopping for a Medigap plan it is important to note that all the plans are standardized.  This means that each plan by the same letter provides the exact same coverage.  So Medigap plans provided by AARP, Gerber, New Era, and United all provide the exact same coverage even though the companies may charge a different premium.

The best time to first purchase a Medigap plan is when you first turn 65.  During the first six months from when you turn 65 or when you first purchase Medicare Part B the insurance companies cannot turn you down and there is no medical underwriting.  This is a huge benefit because there are many medical conditions that normally will prevent you from purchasing a Medicare supplement.

One of the great benefits of having a Medigap plan as opposed to say Medicare Advantage is that Medigap is guaranteed to be renewable and cannot be canceled as long as you keep paying the premiums.  Medigap changes are also phased in for new purchasers and allow existing policyholders to retain their current policies.

MedigapWhen purchasing a Medigap plan it is best to utilize the services of an independent agent.  Independent agents do not just sell insurance for one particular insurance company.  They can pull quotes from all the insurance companies in your area ensuring you get the lowest price.  Before you request insurance quotes on any website make sure to read the fine print.  Many websites are set up only to collect your information and the sell it out to a whole bunch of insurance agents or companies.  This will get you a bunch of duplicate quotes and a lot of hassle.  One good independent agent will get you the same information, at the same price, and save you time and trouble.


Click here to get your Medigap quotes from an independent insurance agent Medigap Quotes

Joel Moyer